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Ringkasan Informasi Produk & Layanan Kartu Kredit BNI

BNI-LOTTE Mart Credit Card


BNI-LOTTE Mart Credit Card is a co-branding collaboration card between BNI and PT. Lotte Mart Indonesia which is presented in two Credit Card variants, namely Gold and Platinum.

Both products are Credit Cards that use the MasterCard International network intended for loyal LOTTE Mart Customers.

 
BNI-LOTTE Mart Gold
BNI-LOTTE Mart Platinum
 

Special Offers for You BNI-LOTTE Mart Credit Card Holders

  1. Cashback Up to 3,5%

    • 3% cashback will be given to you for every shopping transaction at LOTTE Mart and an additional 0.5% cashback for installment transactions at LOTTE Mart.
    • Cashback only applies to transactions made at BNI EDC machines (on us), does not apply to QRIS transactions with a Credit Card source of funds.
    • Cashback applies to transactions at LOTTE Mart.
    • Cashback calculation is based on transactions made according to the calendar date (1-31 of the current month).
    • The cashback you receive can be seen on the following month's billing statement.
    • The minimum accumulated transaction to get cashback is IDR 2,000,000.00 per billing month, with a maximum cashback value per billing month of 3% of the credit limit or a maximum of IDR 2,000,000.00 (whichever is smaller).

  2. Triple BNI Reward Point

    • For every shopping transaction at LOTTE Mart of IDR 10,000.00 using a BNI-LOTTE Mart Credit Card made at a BNI EDC machine, you will get 3 Reward Points (valid for multiples).
    • You can save up to 100% on shopping transactions at LOTTE Mart by Redeem Reward Points.
    • Complete information about BNI Rewards Points can be seen here.

  3. LOTTE Mart Point E-voucher IDR 50,000.00 (BNI–LOTTE Mart Gold) And IDR 100,000.00 (BNI–LOTTE Mart Platinum)

    • Get LOTTE Mart Point e-voucher up to IDR 100,000.00 for shopping discounts at LOTTE Mart or LOTTE Grosir stores or shop online at the LOTTE Mart Mall application, by applying for a BNI–LOTTE Mart Credit Card.
    • E-voucher IDR 100,000.00 for opening a BNI-LOTTE Mart Platinum Credit Card or e-voucher IDR 50,000.00 for opening a BNI-LOTTE Mart Gold Credit Card.
    • E-voucher will automatically enter the LOTTE Mart Point application a maximum of 30 days after the BNI-LOTTE Mart Credit Card is approved.
    • E-Vouchers can only be given if the Customer has registered for the LOTTE Mart Point application.
    • Please make sure the mobile number used in the LOTTE Mart Point application is the same as the mobile number registered on the BNI LOTTE Mart Credit Card. If there is a difference, please adjust it.

Apply for a BNI-LOTTE Mart Credit Card at the link.


Program Tactical BNI-LOTTE Mart Credit Card

No Annual Fee For Life

Enjoy various features and benefits of BNI-LOTTE Mart Credit Card without annual fees for life, details as follows :

  • Make at least 1 (one) transaction every year with no minimum transaction.
  • Submission until December 31, 2025.
  • Valid for BNI Lottemart Platinum Credit Card.
  • Not valid for change logo card.

Program Tactical Usage BNI-LOTTE Mart Credit Card

  • Program period 06 June–26 December 2025.
  • Accommodation and flight period : anytime.
  • Discount Rp 125,000,- with a minimum transaction of Rp 3,000,000,- on the application Tiket.com.
  • Discount can be obtained by entering the promo code “BNICCTIKET”.
  • Valid only for transaction using Co-brand Credit Card BNI–Lottemart Platinum, BNI–Telkomsel Platinum dan BNI–XL Prioritas Platinum.
  • Valid every Friday.
  • Valid for 1 card/Week (for main card and additional/supplement card).
  • Valid 20 quota every Friday.
  • Promo can be combined with installments up to 12 months.
  • Promo cannot be combined with other promo codes.

For more information contact BNI Call 1500046.


Requirements

  1. General Requirements

    2. Requirement Description
    Minimum annual income* of IDR 36 million (Gold) and IDR 84 million (Platinum)
    Minimum age of primary cardholder 21 years
    Minimum age of additional cardholder 17 years
    Maximum age** 65 years
    * The Bank has the right to approve/reject the type of card selected/desired by the BNI Credit Card applicant based on the income information of the BNI Credit Card applicant.
    ** Valid for primary cardholders and additional cards.

  2. Document Requirements

    3. Documents required Employees/TNI/Police Doctors/Other Professionals Entrepreneurs Other Bank Credit Card Holders
    Photocopy of Identity (KTP/Pasport) x x x x
    Proof of Income (Pay Slip, SPT or other proof of income)* x x x
    Photocopy of Deed of Establishment/SIUP/TDP x
    Professional License x
    Other Bank Credit Card Number and "Member Since" Info x
    Emerald Customers** x x x x
    NPWP x x x x
    * For Doctors/Other Professionals, it can be a photocopy of Savings/SPT and for Entrepreneurs, it can be a photocopy of the last 3 months' Bank Statement/SPT.
    ** Specifically for BNI Visa Infinite Credit Card application.