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Ringkasan Informasi Produk & Layanan Kartu Kredit BNI

Garuda BNI Credit Card


The Garuda BNI Credit Card is launched as co-branding collaboration between BNI and PT Garuda Indonesia (Persero), Tbk which presented in two variants, Garuda BNI VISA Platinum and Garuda BNI VISA Signature. The Garuda BNI Credit Card are using Visa Worldwide Network especially for GarudaMiles loyal members and also for the public who are using Garuda Indonesia flight services and for the daily transactions needed.


 
Kartu Kredit Garuda BNI
Kartu Kredit Garuda BNI
 

Special Offer for BNI and Garuda Indonesia

  1. Double Miles

    2. You can specially earned double miles for every transactions using Garuda BNI Credit Card.

    Benefit Platinum Signature
    Double Miles Rp 30.000 = 2 miles* Rp 20.000 = 2 miles*

    • Earned miles from credit card transaction using Garuda BNI Credit Card will be transferred to your GarudaMiles account after 250 miles on minimum spent.
    • Miles transfer process will be proceed every end of month to your GarudaMiles account.
    • Miles that earned from credit card transaction using Garuda BNI Credit Card will be expired every end of month if its not reached 250 miles on minimum (effective on further notice).
    • Effective on 01 January 2025, transactions which do not earn GarudaMiles are transactions at merchants in the Dana Tunai category, Bill Payment (such as routine monthly payments for electricity, water, telephone, postpaid mobile phones, internet, paid TV, insurance, etc), Community Agency, Utilities, Transaction via QRIS, and Cash Withdrawal.

  2. Garuda Miles Bonus

    3. Enjoy the various GarudaMiles bonus from Garuda BNI Credit Card :

    • Enrollment bonus (welcome bonus). You will automatically received a miles bonus when you got approved from your Garuda BNI Credit Card application.
    • First transaction bonus* (activation bonus). You will get miles bonus after spending using Garuda BNI Credit Card and earning at least 250 miles.
    • Loyalty bonus.
    • Bonus loyalty. You will received a loyalty bonus miles every year if your Credit Card current status is active. The loyalty bonus will be given on the month of your approval date.
    Benefit Platinum Signature
    Bonus Enrollment 200 miles 200 miles
    Bonus First Transaction 2.000 miles 4.000 miles
    Bonus Loyalty 1.000 miles 2.000 miles

  3. Fast Track Upgrade***

    4. Enjoy the benefit of fast track upgrade to GarudaMiles Gold with only using Garuda BNI Credit Card on IDR 8 million spend every month for the 5 (five) consecutive first months after card approval. The fast track benefit only eligible for GarudaMiles member with Blue and Silver tier status.

  4. 10% Discount on Ticket Redemption

    5. Enjoy up to 10% discount for award mileage redemption to your flight tickets anytime. The redemption tickets can only be done at Garuda Indonesia Sales Office.

  5. Card Supplement Benefit

    6. You can also having the supplement card of the Garuda BNI Credit Card for your dearest family member and using the card for the transaction anywhere. Spend more and earning more miles for your GarudaMiles account.

  6. Travel Insurance Protection

    7. Travel Insurance for accident protection insurance guarantee with compensation up to a maximum of IDR 3 billion for Garuda BNI Visa Signature Credit Card holders and IDR 1 billion for Garuda BNI Visa Platinum Credit Card holders. Further information related to insurance can be seen at the following link : https://www.bni.co.id/creditcard/en-us/servicesfacilities/facilities/bniperisaiplusperlindunganbebaspremi.

  7. Priority Pass Free Membership

    8. You can enjoy the free annual membership of priority pass and get the access for more than 600 Lounge Airport in the worldwide. The benefit is eligible for the Kredit Garuda BNI Visa Signature credit card.***

    *** You will be charge Rp 250.000,-/pax/visit to your credit card on Airport Lounge visit.

Persyaratan

  1. Persyaratan Umum

    2. Persyaratan Keterangan
    Penghasilan minimum setahun* Rp 84 juta (Platinum) dan Rp 120 juta (Signature)
    Usia minimum pemegang kartu utama 21 tahun
    Usia minimum pemegang kartu tambahan 17 tahun
    Usia maksimum** 65 tahun
    * Bank berhak menyetujui/menolak jenis kartu yang dipilih/diinginkan oleh pemohon Kartu Kredit BNI berdasarkan informasi penghasilan pemohon.
    ** Berlaku untuk pemegang kartu utama maupun kartu tambahan.

  2. Persyaratan Dokumen

    3. Dokumen yang diperlukan Karyawan/TNI/Polisi Dokter/Profesional lainnya Pengusaha Pemegang Kartu Kredit Bank Lain
    Fotokopi KTP/Paspor x x x x
    Bukti penghasilan* x x x x
    NPWP* x x x x
    Fotokopi Akte Pendirian/SIUP/TDP x
    Surat Ijin Profesi x
    Nomor Kartu Kredit Bank Lain dan Info "Member Since" x
    * Slip gaji atau surat keterangan penghasilan atau surat bukti setoran pajak tahunan (SPT), fotokopi NPWP wajib dilampirkan.