5/11/2023. PT Bank Negara Indonesia (Persero) Tbk or BNI is optimistic about the positive economic growth momentum in the final period of 2023 so that it can continue to encourage an increase in the performance of its intermediary function.
BNI Finance Director Novita Widya Anggraini explained, this can be seen from the data in September 2023, the company recorded credit growth of 7.8% YoY, mainly from the corporate and consumer segments.
The company is optimistic that credit can grow according to the company's target of 7% to 9% by the end of 2023.
“We believe that the momentum of economic growth will continue in the year-end period so that we will still be able to achieve credit growth according to the target to encourage optimal profit creation,” said Novita.
Furthermore, Novita added that the strategies carried out to encourage BNI's credit growth include remaining focused on targeting blue chip corporations and regional champions, optimizing products through the value chain, and focusing on expansion in prospective sectors.
BNI will also focus on numerous promising and stable economic sectors that might boost credit growth, such as manufacturing and downstream natural resources. BNI will additionally prioritize green loans coming forward.
“We have a strong pipeline in the wholesale segment until the end of the year, namely blue chip companies from various prospective economic sectors,” she said.
Novita said that BNI's lending continued to accelerate in the third quarter of 2023, where credit in the third quarter grew 3.2% from June's position or Quarter on Quarter (QoQ), better than the previous quarter which grew 2.6% QoQ.
This credit acceleration has enabled BNI to record consolidated credit growth until September this year of 7.8% YoY.
“This credit acceleration is carried out while still prioritizing the principle of prudence where the source of credit growth comes from low-risk segments, namely blue chip corporations, both private and state-owned, and consumer credit, as well as two subsidiaries, namely hibank and BNI Finance,” she concluded.