PT Bank Negara Indonesia (Persero) Tbk (BNI) is stepping up its support for small and medium-sized enterprises (SMEs) to break into international markets through the Fast Trex Xpora feature. This service offers integrated financing and support solutions designed to help SMEs transition into exporters.
BNI’s Director of Commercial Banking, Muhammad Iqbal, said that this innovation is part of the company’s strategy to expand the base of national exporters.
“Through Fast Trex Xpora, BNI provides easy and integrated financing access for businesses looking to expand their markets overseas,” he said in a written statement.
This service is available by visiting the nearest BNI branch. Through this feature, business owners can access financing facilities under the working capital loan (KMK) scheme, including transactional credit lines, pre-financing, and post-financing. In addition, BNI offers competitive interest rates and flexible collateral options, including both fixed assets and cash collateral backed by insurance coverage.
The main advantage of this program is a collateral waiver of up to 50% of the loan amount. No other banks offering export financing programs currently provide this benefit.
In addition to financing, Fast Trex Xpora also offers a range of supporting services within a single ecosystem, such as discounts on international transaction fees, forex line facilities, cash management services via BNIdirect, and the ability to open checking accounts and Taplus Bisnis accounts. BNI also facilitates business matching and business pitching activities to expand market access for business owners.
Iqbal added that this service is open to businesses that have been in operation for at least two years—whether they are direct or indirect exporters—and have the potential to scale up their operations through global market penetration.
In terms of requirements, business owners must submit documents such as business registration certificates, identification documents for management and shareholders, tax identification numbers (NPWP), financial statements, and bank statements for the past year, as well as relevant collateral documents.
BNI views this approach as a concrete step toward strengthening the national export ecosystem while expanding access to financing for SMEs.
“BNI is committed to continuing to provide comprehensive financing solutions and expanded market access so that Indonesian businesses can grow into resilient exporters with global competitiveness,” Iqbal emphasized.
As a bank with an international network, BNI also leverages its overseas branches in major global financial hubs such as Singapore, Hong Kong, Tokyo, Seoul, New York, London, and Sydney to support SMEs’ expansion into international markets.
By integrating financing, transaction services, and market access, Fast Trex Xpora is expected to accelerate the transformation of SMEs into exporters while strengthening the business sector’s contribution to national economic growth.