PT Bank Negara Indonesia (Persero) Tbk, or BNI, is making its digital payment services more accessible by introducing the QRIS Cross Border feature in China through the wondr by BNI app. With this feature, BNI customers can now make transactions at merchants connected to Alipay and UnionPay simply by scanning a QR code, without the need to exchange cash.
The initiative was launched in collaboration with Bank Indonesia (BI) and payment service providers, non-bank financial institutions, and banks on April 30, 2026, as part of efforts to strengthen cross-border payment system connectivity. The event was attended by BI Governor Perry Warjiyo, Chinese Ambassador to Indonesia Wang Lutong, and Coordinating Minister for Human Development and Culture Pratikno.
Sri Indira, Senior Executive Vice President of Network and Sales at BNI, said that the development of this feature makes transactions easier for customers while supporting the integration of global payment systems.
“This launch marks a concrete step by BNI in supporting the increasingly global digital payment ecosystem. We want to ensure that customers have easy access to transactions anywhere, including in China, while also encouraging an increase in transactions by international tourists in Indonesia,” she said in a written statement.
With this feature, wondr by BNI customers can make payments directly at various merchants in China that are connected to the local digital payment network. Conversely, Chinese tourists can also make transactions at BNI merchants in Indonesia using their payment apps, which are integrated with QRIS.
BNI views this step as a significant milestone in strengthening the interconnection of payment systems between Indonesia and China. In addition to facilitating cross-border transactions, this feature also has the potential to boost inbound transactions, particularly from Chinese tourists, who are one of the main contributors to the national tourism sector.
On the industry side, the growth of the digital payment ecosystem continues to show a positive trend. Bank Indonesia reported that the volume of digital payment transactions reached 14.39 billion transactions in the first quarter of 2026, marking a 33.76% year-over-year increase, driven by rising digital adoption across various sectors.
Going forward, BNI plans to expand the reach of QRIS Cross Border to other countries as part of its strategy to strengthen its global digital services. This move is expected not only to enhance the convenience of customer transactions but also to strengthen Indonesia’s position in the international digital economy ecosystem.