Jakarta, Sunday (18/12/2022) -- Facing 2023, which is predicted to be a challenging year for the world economy, PT Bank Negara Indonesia (Persero) Tbk. or BNI (stock code: BBNI) is optimistic about growing positively by continuing to encourage transformation.
BNI President Director Royke Tumilaar said that the domestic economy must have many activities in order to have a multiplier effect on growth amid uncertainty next year
According to him, banks as intermediaries should not target stagnant or even fearful performance growth. The reason is, this will encourage a decrease in transactions, making the economy worse.
"Therefore, we focus on transformation. We hope we can become a more competitive bank with digitalization, not only in terms of products but also business processes, controlled operating costs," he said.
Furthermore, Royke continued, BNI last year succeeded in increasing capital, making the capital level very strong enough to absorb risks and expansion in responding to various opportunities next year.
"We also have a very ample level of liquidity, so far it has been very well managed. In the future, we hope there will also be many opportunities that we can explore, both organic and inorganic," said Royke.
Next year, Royke emphasized that BNI will also continue to focus on the consumer, corporate and export-oriented MSME segments to become BNI's growth engine.
"We want to help MSMEs to go global, help them to export, so that it can increase business capabilities as well as profitability for them," he said.