PRIME LENDING RATE (SBDK)
PT. BANK NEGARA INDONESIA (Persero), Tbk
as of December 31, 2022

(effective % per annum)

Keterangan :

• Prime Lending Rate (Suku Bunga Dasar Kredit – SBDK) is used as the basis for determining lending rate to be charged by Bank to customers. Prime Lending Rate does not include the estimated individual credit risk premium of which depends on the Bank's risk assessment on each individual debtor or group debtors. Thus, the lending rate for each debtor might be different from The Prime Lending Rate.
• Consumer Credit non-Housing Loan excluding Credit Card and Uncollateralized Credit (Kredit Tanpa Agunan).
• Information on the prime lending rate at any time can be seen in publications at every BNI branch office and/or BNI website at www.bni.co.id.