Liquidity Management


Is a solution provided for Non-Individual Customers to ensure that corporate/institutional cash flow finances are always in an ideal position to meet the company's operational needs..

The Advantageous :

  • Get the convenience of moving (consolidating) company funds spread across multiple BNI accounts in real time with the help of an automatic sweeping mechanism.
  • Lower the expenses of operation handling.
  • Return optimization based on the instrument selected by the customer.

The Requirements :

  • Opening or Owning BNl Current Account.
  • Accept the terms and conditions in accordance with the pricing scheme.

Liquidity management can be automated via Branches or BNIDirect, specifically :

  1. Branch Office Liquidity Management

    2. Liquidity Management with Branch Office Registration, namely "BNI Account Sweep," which has several features, including :

    1. Account Sweep Online

      Automatic fund transfer transactions in real time (online) from the secondary account to the main account (primary account), either with or without a limit feature (maximum nominal sweep).

    2. Account Sweep Push

      Automatic transactions for transferring/sending excess funds from the primary account to the secondary account are processed in batches at the end of the day (End Off Day) of the Bank system.

    3. Account Sweep Pull

      Automatic transactions for transferring/taking shortfall funds from the secondary account to the primary account are processed in batches at the end of the day (End Off Day) of the Bank system.

    4. Account Sweep Push-Pull

      The activity of maintaining balances in the primary account by taking from or transferring to a secondary account in batches at the end of the day (End Off Day) of the Bank system, either with or without a limit feature (maximum nominal sweep).

    5. Account Sweep Online Loan-Dep

      Automatic fund transfer transactions in real time (online) from a secondary account in the form of a loan account to the primary account, either with or without a limit (maximum nominal sweep).

    All "BNI Account Sweep" functions are only available in the same currency (single currency).

  2. Liquidity Management via Internet Banking (BNIDirect) :

    3. Liquidity Management with Internet Banking (BNIDirect) registration includes the following features :

    1. Cash Pooling.

      • Transferring funds to a pooling account can be done on a daily basis or at specific times.
      • Sweeping funds (sweeping in) from multiple accounts (sub accounts) to the main account (pooling account).
      • Sweeping can be done in the same currency (single currency) or in a different currency (multiple currency).

    2. Cash Distribution.

      • The distribution of funds from the main account to sub/target accounts can be done on a daily or weekly basis.
      • Sweeping funds (sweeping out) from a single account to multiple accounts occurs automatically at predetermined times.
      • Sweeping can be done in the same currency (single currency) or in a different currency (multiple currency).
    3. Sweep Balance.

      Transferring funds from one account to another can be set up automatically based on the nominal amount required, whether in a Range Balance Account (RBA), Target Balance Account (TBA), or Zero Balance Account (ZBA) (ZBA).

For more info please contact:

Service Action Team (SAT)

Telp : (021) 29946046

Email : tbs_sat@bni.co.id