Supply Chain


BNI Supply Chain Financing (SCF) is an invoice/bill financing solution for Corporates and Corporate Partners that accelerates payment receipt and increases payment certainty for both Corporate and Corporate Partners.

Bank Negara Indonesia, as a reputable bank, offers SCF financing in the form of :

Skema Supply Chain Financing


  1. Supplier Financing

    Invoice financing facility for Corporate Partners as Sellers/Suppliers so that Sellers' Trade Receivable bills can be paid by Buyers more quickly.

  2. Distributor Financing

    Invoice financing facility for Corporate Partners as Buyers/Distributors to ensure timely payment of Buyers' Trade Payables to Sellers.

  3. Payable Financing

    Invoice financing facility for Corporates as Buyers so that Trade Payables to Sellers can be paid faster than the invoice due date.

  4. Receivable Financing

    Invoice financing facility for corporations as sellers so that trade receivable bills to buyers can be paid sooner than the invoice due date.

Benefits for Corporations and Corporate Partners :

  • Ease and security in document transactions.
  • Increase the likelihood of receiving invoice payments.
  • Increase the speed with which invoice payments are received.
  • Make invoice reconciliation easier.
  • The ease with which transactions can be monitored using BNIdirect supply chain application.
  • Offer a variety of invoice payment options.
  • Simple integration with corporate systems or partners.

BNIdirect supply chain

A web-based application system that facilitates Corporate Customers (Anchors) and their Business Partners in conducting electronic invoice financing transactions under Supply Chain Financing.

How to Access BNIdirect supply chain?
Customers can access the platform at : https://bnifscmnv.bni.co.id.

Advantages of BNIdirect supply chain

BNIdirect supply chain adds value to customer financing processes through :

  1. Guaranteed security, certified system with an authorization matrix approval for every transaction.
  2. Enhanced efficiency, real-time transaction monitoring, electronic data storage, and automated reporting.
  3. Efficient service, easy payment initiation or financing requests anytime, anywhere via web-based services.
  4. Flexible connectivity, supports all customer technology needs (File Integration and API Integration).

How to Get BNIdirect supply chain Services :

Complete the BNIdirect supply chain application form and submit it to the nearest Product Specialist/Branch.