BNI Open Account Financing

BNI Open Account Financing Is a financing of bills by BNI to Exporters/Sellers/Corporate Partners through takeover of bills in a trade payment method, namely Open Account.

BNI provides Open Account Financing (OAF) services such as :

OAF (Corporate) - Provision of financing facility based on Corporate Risk Assessment

The benefits of using BNI OAF (Corporate) are :

• Financing facilities with competitive interest rates.
• Funding can be carried out on the value of sales/export documents in a currency that has an exchange rate record at Bank Indonesia.
• Increase Working Capital and Liquidity using financing with a tenor of up to 6 months.

Requirements :

• The corporate must be a BNI customer.
• Corporate partner/supplier has received written recommendations from the Corporate.
• Corporate partner submits Declaration Letter and Request for Disbursement.
• Corporate partner submits original/photocopy of invoice/receipt/bill that has obtained acceptance from the Corporate.

OAF (Seller) – Provision of financing facilities based on Seller/Exporter Risk Assessment

The benefits of using BNI OAF (Seller) are :

• Financing facilities with competitive interest rates.
• Funding can be carried out on the value of sales/export documents in a currency that has an exchange rate record at Bank Indonesia.
• Increase Working Capital and Liquidity using financing with a tenor of up to 6 months.

Requirements :

• The Seller/Exporter must be a BNI customer.
• Submit an Application and Approval for Open Account Financing.
• Photocopy of invoice/bill/receipt or similar document originally submitted by the Exporter/Supplier to Importer/Buyer.
• Submit an appropriate transaction cover.

For more information about Open Account Financing Product.