Bank Guarantee


As a business partner, BNI understands your requirements for facilitating trade transactions or projects that necessarily require the participation of a Bank Guarantee (Bank Guarantee). We understand that each customer's goals and needs are unique, so we designed this Bank Guarantee product with your needs in thoughts.

BNI Bank Guarantee is a written statement from BNI that guarantees the payment of an amount of money to the guarantee recipient (bowheer) if the guaranteed party (applicant) defaults or is unable to fulfill the obligations agreed in a cooperation agreement/contract.

The Advantageous:

  • Ensures the company's business operations.
  • Can be used for both domestic and international transactions.

The Benefits:

  • Completed on the same day.
  • Safe and dependable.
  • Simple process.
  • Customizable formats.
  • Competitive costs.
  • Guaranteed flexibility.

Type of BNI Bank Guarantee:

  • Bid guarantee (Bid Bond).
  • Implementation guarantee (Performance Bond).
  • Advance payment bond.
  • Maintenance guarantee (Maintenance Bond).
  • Guaranteed refutation of appeal.
  • Other guarantees (Payment Guarantees, Reclamation Guarantees, Customs/Customs Guarantees, etc).

BNIdirect trade

A portal provided by BNI for customers to apply for the issuance of Bank Guarantees, monitor the status of submitted Bank Guarantee applications, track Bank Guarantees that have been issued both as the Applicant and the Beneficiary, verify the authenticity of Bank Guarantee instruments, and monitor the utilization/remaining limit of Bank Guarantees online through the internet (web-based).

How to access BNIdirect trade?

Customers can access it through https://gb-online.bni.co.id

Advantages of BNIdirect trade

BNIdirect trade provides added value to customers’ Bank Guarantee transaction processes in the form of:

  • Time and cost efficiency: Fast and efficient processes that reduce administrative costs and save time.
  • Guaranteed security: Maximum protection for every business transaction.
  • Process digitalization: Simplifies the application and management of Bank Guarantees with paperless technology.
  • Real-time monitoring: Track the status of Bank Guarantee issuance directly and in real time through the online platform, providing better control over every transaction.
  • Accurate document verification: Ensures the validity of every Bank Guarantee document with easily accessible verification features, reducing the risk of errors and increasing the confidence of beneficiaries.
How to apply BNIdirect trade Services:

Complete the BNIdirect trade application form and submit it to the Product Specialist/nearest branch.

For more info please contact:

Service Action Team (SAT)

Telp : (021) 29946046

WhatsApp : 0858 5000 1946

Email : tbs_sat@bni.co.id