
As one of the first movers on sustainable banking in Indonesia, PT Bank Negara Indonesia (Persero), Tbk (“BNI”) mobilizes energy from all people of BNI to continue to be at the forefront of effecting sustainable finance. We believe that what we have been performing is in line with sustainable development, in addition to enhance the resilience and competitiveness of BNI itself.
BNI’s commitment to sustainability is manifested by implementing sustainable finance as a patronage for values, attitudes and work culture, corporate strategy, operational policies, as well as the Company’s operational systems and procedures. Not to mention, we also continue to look for opportunities for cooperation with various parties, uniting energy for the sustainability of the earth and everything in it.

Becoming prime financial institution that excel in services and sustainable performance is BNI vision and supported by our missions which are also align with ESG culture. BNI has been further developing the Company upon the basis of the Five Pillars of Sustainability, namely BNI for Indonesia, BNI for Customers, BNI for Employees, BNI for the Community, and BNI for the Environment.
The Bank’s investments in green portfolio as of June 2021 amounted to Rp 139.4 trillion or 24.5 per cent of the total loan, comprising of loan channeling to sectors that meet the criteria for sustainable business activities including socio economic advancement and empowerment, environmentally sustainable management of living natural resources and land use, renewable energy, efficiency of energy pollution prevention and sustainable water and wastewater management.

The Bank also makes efforts in providing products and services with environmental impact. BNI has installed voice services in 3,243 units of its ATMs to help customers with disabilities, promoting financial inclusion supporting program including agent banking (Agen46), also intensifying the implementation of our corporate strategy to reinforce the #BNItuDigital motto.
During a pandemic such as we face at this time, we have been distributing aid to all corners of the country in order to alleviate the burden on the people affected by COVID-19. BNI focuses on ecofriendly operations by managing the use of materials, energy and water, as well as handling waste output and emissions. BNI is also striving to boost employee awareness regarding environmental issues, providing training on environmental and social risks in credit-worthiness analysis.