Simponi DPLK BNI

BNI Simponi Simulation

BNI Simponi
Simulation Input
Your current age :
 Years
Monthly Saving (Rp. / ex. 50,000) :
Your retirement age plan :
 Years
Initial Saving (Rp. / ex. 50,000) :

Disclaimer :

  • The simulation above is based on an assumed annual return of 7%, which has been reduced by administrative fees and fund management fees but has not yet been reduced by taxes in accordance with applicable regulations.
  • Returns are subject to change at any time due to investment risks.
  • The operation of the BNI DPLK complies with Law No. 4 of 2023 on the Development and Strengthening of the Financial Sector (P2SK Law), Financial Services Authority Regulation No. 27 of 2023 on the Operation of Pension Fund Businesses, and the BNI DPLK Pension Fund Regulations.
  • The mechanism for paying pension benefits will follow the following provisions :
    1. If the Total Participant Funds (after deducting taxes and fees) amount to ≤ IDR 500 million, then the entire participant funds may be paid out in a lump sum or may be paid out monthly (through the purchase of an annuity from a life insurance Company or periodic benefits from the DPLK).
    2. If the Total Participant Fund (after deducting taxes and fees) amounts to > IDR 500 million, then 20% of the total fund will be paid out in a lump sum
      1. If the remaining 80% of the total funds is ≤ IDR 500 million, the funds will be paid out in a lump sum
      2. If the remaining 80% of the total funds is > IDR 500 million, it must be paid out monthly through :
        1. Purchase of an annuity from a life insurance Company.
        2. Periodic benefit payments by BNI DPLK.