BNI GPN Debit Card

BNI GPN DEBIT CARD

One card for convenient transactions via EDC and ATM machines throughout Indonesia

 

 

The National Payment Gateway (GPN) is a system that integrates various payment channel instruments nationally. The BNI GPN debit card is issued in order to support payment transactions domestically.

About The Debit Card

The BNI GPN Debit Card is a card that is used as a cash and non-cash transaction facility for Taplus and Taplus Bisnis account owners, which can be used in any EDC and ATM machine network throughout Indonesia.

The Benefits

• Convenience in shopping transactions in all EDC machines in Indonesia bearing the BNI or GPN logo.
• Ease of cash and non-cash withdrawals in all BNI ATM machines and ATMs with the GPN logo.
• Security of transactions with Chip technology and 6-digit PIN.
• Ease of non-cash transactions to customer throughout Indonesia.
• Mobile digital transaction facilities through e-channel features (mobile banking/sms banking/internet banking).

Tariff

• Account Product Taplus and Taplus Business.
• New card issuer IDR 15,000.- and replacement card IDR 15,000.-.

How To Get The Debit Card

The BNI GPN Debit Card can be obtained by opening a Taplus or Taplus Bisnis account at the BNI Branch Office and BNI Sonic network throughout Indonesia.

Transaction Limit

Transaction Type
Cash Withdrawal Transactions at ATMs (per day)	Rp 15 Million	Rp 5 Million
Shopping Transactions (POS) (per day)	Rp 100 Million	Rp 10 Million
BNI to BNI Transfer (per day)	Rp 100 Million	Rp 50 Million
Bank Transfer (per day)	Rp 50 Million	Rp 10 Million

Protect Your Debit Card

• Maintain the confidentiality of your PIN when inputting PIN (Personal Identification Number) numbers at ATM and EDC machines.
• Do not tell your PIN to anyone, including bank officers.
• Change your Debit Card PIN regularly through BNI ATM or BNI Mobile Banking.
• Save your Debit Card in a safe place.

Online Transaction Security Features
BNI Debit Card with B-Secure Service

Bank Negara Indonesia Presents :

PT Bank Negara Indonesia (Persero), Tbk and PT Artajasa have collaborated to provide online payment transaction features for the Debit Cards bearing the GPN logo (National Payment Gateway) with Bersama Secure or B-Secure. B-Secure is a payment method from Artajasa's ATM BERSAMA DEBIT to make safe, easy and real-time e-commerce transactions. BNI is the first bank to have a domestic online transaction feature for Debit Cards bearing the GPN logo.

General Requirements :

• BNI GPN Chip Debit Card Holder :
• The purchase limit used refers to the purchase transaction limit on the card.
• Cell phone numbers registered with BNI Mobile Banking.
• Online merchants with a choice of payment methods logo with the words "Kartu Debit GPN" and logo on the payment page.
• Use OTP code in each transaction.

Transaction Limit :

Transaction Type	BNI GPN Debit Card	BNI GPN Debit Card
Cash Withdrawal Transactions at ATMs (per day)	Rp 15 Million	Rp 5 Million
Purchase Transactions (per day)	Rp 100 Million	Rp 10 Million
BNI to BNI Transfer (per day)	Rp 100 Million	Rp 50 Million
Bank Transfer (per day)	Rp 50 Million	Rp 10 Million

Flow Online Transactions with B-Secure Services :

1. Select the goods/services required at the online merchant.
2. Customers have completed the selection of purchase, to further select a payment method that will be used.
3. Customers choose a payment method the ATM Bersama logo with the words "Kartu Debit GPN", i.e payment using BNI GPN Chip Debit Card.
4. Customers input card data, i.e : Card Number, Card Validity Period and BCV (last 3 digits on the back of the card).
5. Customers will receive an OTP Code (One Time Password) to the cell phone number registered in BNI Mobile Banking, and enter the OTP Code into the B-Secure page.
6. The customer completes the purchase by receiving a response to the transaction results and waits for the shipment of goods purchased from the online merchant.

Safe Online Shopping :

1. Shop at a trusted online store/merchant page or application and use a secure payment path.
2. Do not store Debit Card data on online store/merchant applications.
3. To verify payment, BNI will send an OTP (One Time Password) Code in the form of USSD/SMS notification. Ignore if any party requests an OTP Code via telephone, sms or other channels. Ignore also if you receive the OTP Code from senders other than BNI.
4. The OTP Code is a secret code that must not be known by anyone and the OTP Code is only valid within a certain time limit.
5. Monitor Debit Card transactions through SMS or e-mail notifications received from BNI. Also use the BNI Mobile Banking application to check status of the Debit Card.
6. Change your Debit Card PIN regularly through BNI ATM or BNI Mobile Banking.
7. Use a different e-mail address and/or cell phone number when creating an account/registering at an online store/merchant with those already used on BNI Mobile Banking/ BNI SMS Banking/ BNI Internet Banking.
8. Create a strong password/unique/not easily guessed but still easy to remember to transact on BNI Mobile Banking, BNI SMS Banking and BNI Internet Banking.
9. Save your Debit Card in a safe place.
10. Be aware and report if there are any irregularities or obstacles during the transaction, contact BNI Call immediately at number 1500046.