BNI Taplus Muda


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  • Tariff
BNI Taplus Muda

BNI Taplus Muda is a savings product intended for Indonesian young people ranging from the age of 17 years to 35 years.

Facilities of BNI Taplus Muda

  1. E-Banking : Electronic banking transaction facilities consisting of BNI ATM, BNI Mobile Banking, BNI Internet Banking, BNI SMS Banking, and BNI Phone Banking.
  2. BNI CDM (Cash Deposit Machine) : 24-hour transaction service through CDM machine to make cash deposits.
  3. BNI Cashless (Non-Cash ATM) : 24-hour transaction services through ATM machine to make non-cash transactions.
  4. BNI CRM (Cash Recycle Machine) : 24-hour transaction services through the CRM machine to make deposits and cash withdrawals.
  5. Layanan Notifikasi transaksi via SMS.

BNI Taplus Muda account opening requirements

  1. Fill in an account opening form.
  2. Bring original proof of identity (KTP/SIM/Passport) and attach a photocopy of it.
  3. Fill in an e-statement form.
BNI Taplus Muda

Minimum initial depositRp 100,000.-
Next minimum deposit (at Teller counter)Rp 10,000.-
Account administration feeRp 5,000.-
Initial issuance fee for BNI Taplus Muda Generik Debit CardFree
Initial issuance fee for BNI Taplus Muda Personalized Debit CardRp 25,000.-
Replacement fee for BNI Taplus Muda Debit Card due to loss/damageRp 25,000.-
Account closing feeRp 10,000.-
Account administration fee arrearsMaximum of 3 times in arrears
Arrears of penalty < minimum balanceMaximum of 3 times in arrears
Card administration fee arrearsMaximum of 3 times in arrears
Attention :
  • For charging account and card administration fees per month, if the savings balance is not sufficient at the time of charging, the fee will be payable and will be charged the following month.
  • Now BNI Taplus Muda is not subject to settling balance.

BNI Taplus Muda Debit Card Transaction Limit

Cash WithdrawalRp 5 Million/day
ShoppingRp 10 Million/day
TransferRp 10 Million/day
Interbank TransferRp 10 Million/day

BNI Taplus Muda Interest Rates

Tiering BalanceInterest Rate (%) p.a.
< IDR 1 Million0,00%
≥ IDR 1 Million up to IDR 10 Million0,25%
> IDR 10 Million up to IDR 50 Million0,50%
> IDR 50 Million up to IDR 100 Million0,75%
> IDR 100 Million1,00%

Effective since March 12, 2021.