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BNI Griya

bni griya

BNI GRIYA is a consumer financing facility that can be used for the purposes of: Purchasing, Construction/Renovation, Top Up, Refinancing, or property Take Over such as house, villa, apartment, condominium, home shop, home office, or land plot, the amount of which is adjusted to the financing needs and the applicant’s ability to repay the loan.


  • Light installment.
  • Loan term of up to 25 years.
  • Free to choose the location of your dream property.

Terms and Conditions

  • Indonesian Citizen.
  • Minimum age of 21 years at the application, and.
  • Maximum age at the loan settlement is :
    Employee Professional and Entrepreneur
    55 years or pension age 65 years
  • Fill in the application form and complete the document requirements as follows :
    Document Permanent Employee Professional Businessman / Entrepreneur
    Photocopy of KTP (husband & wife)
    Photocopy of Family Card
    Photocopy of Marriage Certificate (if married)
    Photocopy of Personal NPWP /SPT PPH 21
    Photocopy of the Last 3 Months Salary
    Photocopy of Last 6 Months Current Account
    Original Work Certificate and Salary Slip
    Photocopy of Professional Practice License
    Photocopy of Business Legality/Business License/Business Certificate (Establishment Deed/AD-ART, SIUO, NPWP, SITU /SKDU and TDP) of the Company from Local Government
    Passport Photo sized 4x6 (Applicant : Husband/Wife)
    Photocopy of Guarantee Document *)
    Photocopy of Financial Statements for the Last 2 Years
    *) Certificate, IMB, Last Year Building Tax Paid Proof.
bni griya
Fees of BNI Griya
Type of Fee Nominal Fee
Provision 1% of maximum credit eenmalig
Administration Rp 500,000.-
Life insurance, Fire insurance determined later
Appraisal and Notary determined later

BNI Griya Simulation.