JAKARTA, 12 August 2022 -- PT Bank Negara Indonesia (Persero) Tbk. or BNI (stock code: BBNI) continues to strengthen the cashless society ecosystem in order to maximize the potential for economic recovery. This time, BNI collaborates with the Indomaret Group to develop a non-cash payment service with the Indonesian Standard Quick Response Code (QRIS) to provide convenience for the public.
BNI and Indomaret present non-cash payments using QRIS BNI Mobile Banking. This BNI super app will be able to be used to pay for groceries at any Indomaret store by simply showing the QRIS available on BNI Mobile Banking application to an Indomaret cashier.
Adi Sulistyowati, who is familiarly called Susi, said that Indomaret is the largest minimarket network in Indonesia with a large customer base and transactions. The company has a network of more than 20,000 outlets spread across Indonesia and has become one of the top markets selling the public’s needs in all segments.
BNI also hopes to help the public to make transactions faster and simpler with various digital channels, especially QRIS.
"This collaboration with our business partners is one of BNI's strategies in expanding the acceptance of cashless transactions with QRIS in Indonesia. Hopefully this collaboration can have a more positive impact on the community and BNI and Indomaret as service providers," she said
Susi said the company strongly supports the non-cash movement of Bank Indonesia. Therefore, BNI is proactive in inviting more Indonesians, especially customers from Sabang to Merauke.
"BNI itself already has the QRIS feature in BNI Mobile Banking which in the future will be able to increase transaction speed so that it is expected to increase transactions and public consumption," he said.
Along with technological advances, Marketing Director of PT Indomarco, Prismatama Darmawi Alie continued that cashless transactions provide many benefits for the community, including minimizing virus transmission through physical media (cash).
"We certainly welcome this invitation to cooperate with BNI. Of course, this step is also in accordance with Indomaret having an easy and economical tagline, we continue to improve the convenience of shopping at Indomaret from time to time," he said.
BNI Mobile Banking Promo Flood at Indomaret
Indomaret customers save more when they shop using QRIS BNI Mobile Banking with a discount of IDR 5,000 every weekend. This promo is valid from 12 August - 2 October 2022.
As for the BNI Anniversary Special Edition Program, Indomaret customers get a discount of Rp. 17,700,- for purchasing groceries and Rp. 7,700 off all variants of Baper Point Coffee, which are valid for 4 days from 15 - 18 August 2022.
Until July 2022, there have been 20,500 BNI merchants who have accepted QRIS transaction acceptance. In addition, BNI Mobile Banking QRIS transactions also continue to increase.
Compared to Q1 2022, there were more than 560,000 QRIS transactions in BNI Mobile Banking, while in the second quarter of 2022, QRIS transactions increased by 82% on an annual basis to more than 1,030,000 transactions.
This shows that more and more BNI Mobile Banking users are accustomed to using QRIS for transactions or implementing non-cash transactions.
About Indomaret
Indomaret minimarket provides basic and daily needs. Managed by PT Indomarco Prismatama, the first store opened in Ancol, North Jakarta in 1988. In 1997 the company developed the first franchised outlet business in Indonesia, after Indomaret was proven with more than 230 outlets.
In November 2016 Indomaret received an award from President Joko Widodo as the “Main Franchise Company”. Previously, in 2003 the same award was received from President Megawati Soekarnoputri.
In 2017, Indomaret won the Asia Pacific award for the fourth time. Two awards were awarded to Indomaret, the “Gold Award” as Rank 1 of Top 10 Retailers in Indonesia & Best-of-the-Best Top Retailers Asia Pacific. This award from Retail Asia Magazine is based on the research and analysis conducted by Euromonitor, the world's leading strategic market research institute.
Until July 2022, Indomaret has 20,365 stores, spread across Java, Bali, Lombok, Maluku, West Nusa Tenggara, East Nusa Tenggara, Sumatra, Batam, Sulawesi, Papua and Kalimantan. Indomaret is easy to find in residential areas, office buildings and public facilities because the location of outlets is based on the motto “easy and economical”.
Indomaret serves payment points for various merchants/ billers (transportation, multi finance, e-commerce, PDAM, and so on). To facilitate shopping transactions and payment point payments, Indomaret has a virtual payment tool, namely i.saku which provides attractive promotions and benefits. Providing customer convenience, Indomaret provides Indomaret Poinku membership program which is equipped with a variety of interesting features. Not only shopping directly at the store, customers can shop more easily through Klik Indomaret online application. Developing innovations that make it easier for customers, Indomaret is here as the first minimarket that serves the drive thru system.
About BNI
PT Bank Negara Indonesia (Persero) Tbk or BNI was founded on 5 July 1946 and became the first state-owned bank that was born after Indonesia's independence. BNI had functioned as a central bank and commercial bank as stated in the Government Regulation in Lieu of Law no. 2/1946, before finally operating as a commercial bank since 1955.
Until June 2022, BNI has 2,188 domestic outlets spread across 34 provinces and 420 regencies/cities as well as 8 overseas outlets spread across various countries. BNI has 23 Commercial Business Centers (SBK), 27 SME Business Centers (SBE), and 12 Consumer Loan Centers (SKK). BNI also has Agen46 network (Branchless Banking) in 161,074 locations.
BNI now has 16,374 ATMs spread across 34 provinces and 521 sub-regencies. The ATM network can also serve debit card transactions with logos including GPN, Link, ATM Bersama, and Prima. Apart from domestic, BNI also has 10 ATMs overseas, namely 8 ATMs in Hong Kong and 2 ATMs in Singapore.
As a holding company, BNI has 6 subsidiaries, namely BNI Multifinance (financing), BNI Life (insurance), BNI Remittance Ltd. (remittances), and BNI Sekuritas (capital market), BNI Ventures (venture capital), and Bank Mayora. BNI Asset Management (Investment Manager) and BNI Securities Pte. Ltd. is a subsidiary of BNI Sekuritas