JAKARTA, 17 April 2022 – PT Bank Negara Indonesia (Persero), Tbk (BNI) is committed to continuing to boost property sector loans in the third year of the Covid-19 pandemic as a form of national economic recovery. This is because the property sector has a multiplier effect of more than 170 industrial sub-sectors that can be one of the drivers of the national economy.
With all the challenges in the midst of the pandemic, BNI managed to record growth in the distribution of housing loans (KPR) or BNI Griya, increasing by 8% on an annual basis (year on year / yoy) as of February 2022. Overall, the company's mortgage performance this year could grow even higher.
"The trend for property loan growth in the first quarter of 2022 tends to increase, especially BNI Griya Housing Loans, where as of February 2022 it reached Rp 49.8 trillion, growing above 8% (yoy)," said BNI’s Consumer Business Director, Corina Leyla Karnalies in Jakarta, recently.
Corina said mortgage growth in the first two months of this year had doubled compared to the previous year. He explained that her party provides various attractive offers to prospective BNI Griya debtors.
"The BNI Griya program offered includes interest rates starting at 3.4% fixed for the first 2 years, light installments with the option to pay interest only for the first 2 years, as well as easy online mortgage applications with the BNI Griya eForm which can be accessed through the BNI website, BNI. mobile Banking or type http://bit.ly/eFormBNIGriya,” explained Corina.
In 2020, BNI also held BNI Griya Expo Online, which was the first virtual property expo in Indonesia. In the future, BNI will continue to innovate to provide the best for its customers. "Then look forward to various surprises from BNI Griya in the near future through offline and online programs and expos as well as other digital channels," said Corina.
As for BNI's mortgage growth in February of 8% (yoy) has exceeded the realization of mortgage growth throughout 2021, which grew by 7.7% (yoy) to reach Rp 49.6 trillion. With the improvement in the property sector and the economy this year, the company is ready to achieve its total credit target of 7-10% (yoy).
Supporting the Katalis Merah Putih Project
In the meantime, BNI has disbursed financing facilities for the Katalis Merah Putih project with a maximum total of Rp 257.9 billion. This facility consists of investment credit, working capital, and the provision of LC/SKBDN, GB, and SBLC ceilings. The project financing is a form of BNI's contribution in providing a one stop Banking solution for greenfield projects that can have an impact both business and environmental.
PT Katalis Sinergi Indonesia is a joint venture company between PT Pertamina (Persero) through its Subholding Commercial and Trading subsidiary Pertamina, PT Pertamina Lubricants, PT Pupuk Indonesia (Persero) through its subsidiary, PT Pupuk Kujang, and the Bandung Institute of Technology (ITB) and innovation startup.
BNI's role is to provide financing and Banking solutions for the construction of the Katalis Merah Putih Plant, which is the first catalyst producer from Indonesia. This project is one of the National Strategic Projects (PSN) based on the Presidential Regulation of the Republic of Indonesia Number 109 of 2020. This project has been listed in the National Medium Term Development Plan (RPJMN) 2020-2024, will produce catalysts that are fully developed and patented independently in the country.
Head of BNI's Corporate Business Division 3, Rudy Sihombing, stated that his support for the financing of the Katalis Merah Putih Plant construction project is BNI's first environmentally friendly credit expansion in 2022. BNI will contribute to the addition of the company's green portfolio as well as a form of proof that BNI is one of the Banks that has become the engine drivers of implementing sustainable finance in Indonesia.
"With the construction of this plant, it is hoped that it will be able to significantly reduce dependence on imported catalysts, accelerate the birth of new product and technological innovations, build the competitiveness of the domestic industry as well as increase the independence and energy security of the Indonesian nation," he said. (*)