PT Bank Negara Indonesia (Persero) Tbk or BNI has once again proved its commitment as a pioneer of sustainable finance, after MSCI raised BNI's ESG rating from BBB in June 2024 to A in June 2025 thanks to strengthened governance practices and ESG risk management related to financing.
BNI Corporate Secretary Okki Rushartomo stated that the increase in ESG rating reflects the integration of sustainability aspects in the company's business strategy, from products, services, to strengthening governance and risk management.
BNI is also active in aligning ESG practices with global industry standards. On the environmental aspect, BNI supports the transition to a green economy through sustainable financing as part of the strategy to achieve the Net Zero Emission (NZE) financing target by 2060. In addition, BNI is also committed to achieving operational NZE by 2028.
“To support sustainable financing efforts and the achievement of the NZE target, BNI also strengthens climate risk management and improves HR capabilities and ESG reporting transparency to make it more accountable,” Okki said in a written statement.
As part of efforts to support the transition to a green economy, BNI's green financing distribution has grown at an annual average (CAGR) of 25.0%, with a value of IDR73.4 trillion at the end of December 2024, compared to the end of December 2020 of IDR29.5 trillion. For the March 2025 position, BNI's green financing distribution was IDR72.2 trillion, which has reached 95.7% of the 2025 target.
BNI also actively distributes Sustainability Linked Loan (SLL) to encourage debtors to integrate ESG aspects into their operations, while strengthening BNI's role as a strategic partner in assisting debtors' journey towards sustainable business practices. As of March 2025, BNI's SLL distribution has reached Rp6 trillion.
On the social aspect, BNI has a strong commitment to prevent data leakage through various data protection and information security initiatives that exceed industry standards. BNI also continues to strengthen the protection of customer financial data to increase public trust.
For the governance aspect, BNI has strict anti-corruption and business ethics policies, and continues to refine executive remuneration policies and strengthen governance structures to align with global best practices.
"This increase in ESG rating is clear evidence that sustainability is not just jargon for BNI, but a basic principle in running a business. Going forward, BNI is committed to continuing to innovate in providing responsible financial solutions to create a greener and more inclusive future," Okki concluded.