PT Bank Negara Indonesia (Persero) Tbk or BNI held an Extraordinary General Meeting of Shareholders (EGMS) on December 15, 2025 to strengthen the Company's policy direction, governance structure, and readiness for the 2026 fiscal year. The meeting was part of adjustments to regulatory dynamics as well as strengthening the foundations of BNI's medium-term transformation.
The Extraordinary General Meeting of Shareholders, which was held online, was chaired by BNI President Commissioner Omar Sjawaldy Anwar and attended by the Board of Commissioners and Directors, including BNI President Director Putrama Wahju Setyawan.
Putrama explained that all decisions made at the EGMS were strategic measures to ensure that the Company's governance remained in line with regulatory changes and supported the smooth execution of future business strategies.
“This EGMS ensures that all aspects of BNI's governance remain in line with regulatory developments and support the Company's operational readiness in implementing its business strategy for the coming year,” Putrama said in a written statement.
In the first agenda item, shareholders approved amendment to the Company's Articles of Association, including adjustments to the governance of supervision by the Operating Holding Company in accordance with the mandate of the State-Owned Enterprises Law issued in 2025.
The amendment is a follow-up to the request of the State-Owned Enterprises Regulatory Agency (BP BUMN) as the Holder of Series A Dwiwarna Shares, as stated in Letter Number 23/BPU/10/2025 dated October 28, 2025.
The second agenda of the EGMS was to approve the delegation of authority related to the preparation and ratification of the Company Work Plan and Budget (RKAP) 2026. This step is intended to accelerate the planning process and ensure the Company's operational readiness entering the next financial year.
Furthermore, shareholders also approved the updated results of the 2025/2026 Recovery Plan document as part of fulfilling regulatory requirements and strengthening BNI's operational sustainability planning.
On the final agenda, the EGMS confirmed Suminto's dismissal as a member of the BNI Board of Commissioners in line with his assignment as an ex-officio member of the Board of Commissioners of the Deposit Insurance Corporation (LPS) of the Ministry of Finance since October 2025.
"Mr. Suminto's term of office as the Company's Commissioner ended on October 8, 2025, and his dismissal was confirmed at this Extraordinary GMS," Putrama said.
In connection with the dismissal, the EGMS subsequently approved the appointment of Febrio Nathan Kacaribu as the company's Commissioner, replacing Suminto. Febrio currently serves as Director General of Economic and Fiscal Strategy (DJSEF) at the Ministry of Finance.
Solid Financial Performance
BNI closed the third quarter of 2025 with solid financial performance amidst global economic dynamics, supported by strengthening fundamentals, funding efficiency, and ongoing digital transformation.
By the end of September 2025, BNI's credit distribution reached IDR 812 trillion, growing 10.5% year-on-year (YoY) with more balanced and healthy credit growth across all business segments.
Corporate loans grew 12.4% year-on-year to IDR451 trillion, while non-KUR loans for the middle and MSME segments increased 14.3% year-on-year to IDR120 trillion and 13.9% year-on-year to IDR46 trillion, respectively. The consumer segment also recorded 9.6% year-on-year growth to IDR150.2 trillion, driven by increased demand for mortgages, personal loans, and credit cards. At the group level, subsidiary business loans grew 15.3% year-on-year to IDR17.4 trillion.
On the funding side, low-cost funds (CASA) grew 13.3% year-on-year to IDR613.4 trillion, supported by solid growth in current accounts (14.0% year-on-year) and savings accounts (12.6% year-on-year). Meanwhile, time deposits grew 40.4% year-on-year to IDR320.9 trillion, including a liquidity injection from the Ministry of Finance's Excess Budget Balance (SAL). Total accumulated third-party funds (TPF) grew 21.4% year-on-year to IDR934.3 trillion at the end of September 2025.
Digital transformation continues to be a key driver of performance. BNI's mobile banking app, wondr, recorded 10.5 million users with 866 million transactions worth IDR783 trillion, a significant increase compared to the previous year.
In the meantime, the BNIdirect platform in the wholesale banking segment recorded a transaction value of IDR 8,080 trillion, growing 26.7% YoY with a volume of more than one billion transactions.
"We are optimistic that this strengthening of governance and sustainable transformation will further strengthen BNI's position as a healthy, competitive bank capable of providing long-term added value for all stakeholders," Putrama concluded.
With the strengthening of governance through the EGMS and continued solid financial performance, BNI affirms the Company's readiness to face the business challenges of 2026. The structural and policy adjustments made are expected to maintain sustainable growth, increase the Company's resilience, and strengthen shareholder and stakeholder trust amidst the dynamics of the national and global banking industry.