PT Bank Negara Indonesia (Persero) Tbk, or BNI, encourages the public to take advantage of Ramadan and Eid al-Fitr 1447 Hijri to not only increase transaction activity but also start planning for their financial future in a more targeted manner. Through the digital application wondr by BNI, the company is introducing a Growth feature designed to help customers develop practical and integrated long-term financial plans.
BNI Corporate Secretary Okki Rushartomo stated that Ramadan and Eid al-Fitr are periods synonymous with increased economic activity, from travel expenses to holiday allowances (THR), to various other consumption needs. However, amidst this surge in transactions, people still need to pay attention to financial management for the future.
"Through digital features like Growth on the wondr by BNI app, we want to help customers plan their financial goals in a more structured way, so that every dream can be prepared with clear and consistent steps," said Okki in a written statement.
He added that the Growth feature is designed to make it easier for customers to prepare for various long-term financial needs, such as education, marriage, and family future plans. Ramadan is considered an opportune time for reflection and better financial planning.
With its Growth feature, wondr by BNI offers a variety of financial instruments for customers to utilize, such as term savings and deposits, all within a single digital platform. One such feature is Life Goals, which allows customers to save for specific goals by flexibly setting target funds, timeframes, and monthly payments.
Additionally, customers can take advantage of the digital deposit feature, which offers interest rates of up to 2.50% per year and the flexibility to withdraw funds at any time without penalty. This feature also includes personalized financial target monitoring and multi-currency asset management support.
Furthermore, the wondr by BNI app also supports various transaction needs during Ramadan and Eid al-Fitr. Customers can utilize QRIS payments at various merchants, use TapCash for travel expenses such as tolls and transportation, and conveniently transfer funds to share their holiday allowance (THR) with family and friends in various regions.
Okki stated that BNI continues to strengthen its digital service innovations to provide a simpler and more relevant financial management experience that meets today's needs. "Through wondr by BNI, we want to provide a more practical financial management experience and help customers grow financially in line with their life goals," Okki said.
By utilizing these digital services, it is hoped that people can balance consumption needs during Ramadan and Eid with long-term financial planning. BNI believes that disciplined financial management from an early age is key to achieving various life goals in a more focused manner in the future.