PT Bank Negara Indonesia (Persero) Tbk, or BNI, continues to develop digital banking services to help customers manage their finances, allocate funds based on needs, and plan for various family financial goals.
Agis Sukma Sejati, a BNI customer and one of the winners of a motorcycle in the rejeki wondr BNI 2025 program, has experienced the benefits of this service. Agis uses the wondr by BNI app to manage his savings and separate funds for daily expenses from his long-term financial plans.
According to Agis, the increased responsibilities within the family make it necessary to manage finances in a more disciplined and planned manner. The ease of accessing banking services through apps is seen as helping him maintain consistency in saving.
“BNI is a safe place to keep the fruits of our hard work. Every time our balance grows, it feels like we’re seeing the foundation of our family’s future grow stronger,” said Agis.
He stated that separating funds based on needs leads to more organized family finances. This approach ensures that routine expenses can be met without neglecting future goals.
“We've become more disciplined about distinguishing between today's needs and our long-term goals,” he said.
Agis also believes that digital services offer flexibility because banking transactions can be conducted at any time. This convenience helps him monitor and manage the family’s finances without having to visit a branch in person.
For Agis, banking services aren’t just for saving money and making transactions—they’re also part of the process of building better financial habits.
“If a family were likened to a team climbing the mountain of their dreams, BNI is the partner that provides the supplies to help keep our journey on track. With the support of easy-to-use and practical services, we can focus more on realizing our family’s aspirations, one step at a time,” he said.
Separately, BNI President Director Putrama Wahju Setyawan said that changes in customer behavior regarding financial management—as reflected in Agis’s experience—have been one of the driving forces behind BNI’s service transformation.
According to Putrama, banks now serve not only as places to deposit funds, but also as partners that help customers develop better financial habits.
“We are proud that BNI’s services can be a part of our customers’ journeys. For us, success is not only measured by the number of transactions, but also by the extent to which the services we provide help Indonesian families manage their finances more wisely, realize their plans for the future, and take each step with greater peace of mind,” said Putrama.
He added that this spirit is an integral part of BNI’s journey, which has now spanned eight decades. Through the theme of BNI’s 80th anniversary, “Swadharma Bhakti Nagara,” the company reaffirms its commitment to continuing to innovate and provide financial solutions that deliver tangible benefits to the public.
Through the development of digital services, BNI strives to help customers manage their finances more conveniently, build healthy financial habits, and plan more effectively for their future needs.