PT Bank Negara Indonesia (Persero) Tbk, or BNI, is once again facilitating public investment in Retail Government Securities (SBN) through the wondr by BNI app. This time, customers can invest in the SR025 Retail Sukuk series, which is slated to be the last tradable Retail Government Security issued by the government in 2026.
The SR025 is available in two series: the SR025T3, with a three-year tenor and a yield of 6.8% per annum, and the SR025T5, with a five-year tenor and a yield of 6.9% per annum.
Investments can start at 1 million rupiah in increments of 1 million rupiah. The maximum order limit is set at 5 billion rupiah for SR025T3 and 10 billion rupiah for SR025T5.
The offering period for SR025 runs from August 21 to September 16, 2026. SR025T3 will mature on September 10, 2029, while SR025T5 will mature on September 10, 2031.
Both series may be traded on the secondary market after the holding period ends, starting October 11, 2026. SR025 pays a fixed coupon, which is paid monthly, with the first payment due on October 10, 2026. The tax rate on the coupon income is set at 10%.
Steven Suryana, Executive Vice President of Wealth Management at BNI, said that the ease of investing through wondr by BNI provides the public with increasingly convenient access to building an investment portfolio.
“Through wondr by BNI, we continue to simplify public access to a variety of investment options, including Retail Government Bonds (SBN). SR025 is one option for customers who wish to earn regular income from instruments issued and guaranteed by the government,” Steven said in a written statement.
In addition to the convenience of digital transactions, BNI is also offering a cashback program for SR025 investors. Customers who make purchases using fresh funds through wondr by BNI are eligible to receive cashback of up to 15 million rupiah, subject to applicable terms and conditions.
The program is divided into an Early Bird period from August 21–31, 2026, and a Non-Early Bird period from September 1–16, 2026.
“With an investment process that can be done digitally, we hope that more people will be able to start investing easily and conveniently while building a financial portfolio for their medium-term needs,” said Steven.
To make a purchase, customers can access the investment menu on the wondr by BNI app, select Retail Sukuk SR025 during the offering period, specify the series and investment amount, and then complete the order process through the app.
This convenience is part of BNI’s efforts to expand public access to various investment instruments while encouraging participation in financing national development through Retail Government Bonds.
As a state-owned enterprise (SOE) within Indonesia’s Danantara ecosystem, BNI continues to strengthen its financial service transformation and digital capabilities to provide the public with increasingly easy access to a wide range of investment products. This strengthening aligns with the SOE transformation agenda, which drives enhanced competitiveness, innovation, and a more robust contribution to the national economy.
As it enters its eighth decade, BNI—driven by the spirit of *Swadharma Bhakti Nagara*—continues to strengthen its financial services to meet the public's needs while supporting national economic growth.