Celebrating National Housing Day, BNI Holds 2,904 KPR Agreements

Jakarta, 25 August 2020 --- Higher house prices tend to make it difficult for low-income people (MBR) to meet their housing needs. Therefore, the government is here to help meet these low-income needs through the Housing Financing Liquidity Facility (FLPP) scheme or commonly known as subsidized housing.

In order to commemorate and celebrate the 13th National Housing Day (Hapernas) this year, the Ministry of Public Works and Public Housing (PUPR) held various activities, including a virtual exhibition of subsidized housing.

The event, which can be accessed through, was held on Tuesday, 25 August 2020, and was opened directly by the Minister of PUPR Basuki Hadimuljono. This activity collaborated with 13 implementing banks, including PT Bank Negara Indonesia (Persero) Tbk or BNI, as well as 170 subsidized housing developers with a total target of 13 thousand debtors.

BNI plays a role in the subsidized housing virtual exhibition by implementing the BNI FLPP Prosperous Housing Loan (KPR) Mass Agreement with a target of 2,904 debtors. A total of 1,474 debtors who were accredited were a form of BNI's support for mass contract activities in the context of the Hapernas commemoration held by the Ministry of PUPR.

BNI’s Director of Consumer Business, Corina Leyla Karnalies said that the activities of KPR Sejahtera Mass Agreement BNI FLPP 2020 were centered at the BNI Head Office in Jakarta and carried out simultaneously at 54 operational office points throughout Indonesia, namely in Medan, Pematangsiantar, Tebing Tinggi, Tanjung Balai Asahan, Sibolga, Padang, Bukittinggi, Solok, Payakumbuh, Tanjung Pinang, Dumai, Palembang, Tanjung Karang, Lubuk Linggau, Pangkalpinang, Bengkulu, Jambi, Cianjur, Garut, Semarang, Tegal, Mojokerto, Tuban, Pamekasan, Surabaya, Makassar, Mattoangin, Pare-pare, Bone, Palopo, Singaraja, Sumbawa, Banjarmasin, Sampit, Barabai, Palangka Raya, Singkawang, Gorontalo, Serang, Tangerang, Bekasi, Karawang, Jakarta, Jayapura, Sorong, Solo, Wonosobo, Purbalingga, Probolinggo, Madiun, and Jember, while still referring to health protocols.

“In 2020, BNI received a subsidized housing quota of 12 thousand units, then received an additional thousand units last August, bringing BNI's total quota to 13 thousand units, which is equivalent to a nominal mortgage of Rp 1.8 trillion. As of July 2020, the quota distributed was 11,608 units with a nominal value of Rp 1.59 trillion, which grew 56 percent year on year," said Corina.

Corina added, until mid-August 2020, the quota distributed was 92 percent or 12,016 units with a nominal value of Rp 1.66 trillion.

In this distribution, BNI provides several conveniences for debtors, including low down payments starting from one percent of the house price, low interest rates, affordable installments, free insurance premiums, free pre-maturity repayment fees, and 20 years of installment.

BNI also provides convenience in applying for housing loans through an online application (BNI e-Form) which can be accessed through the official BNI website,, or the BNI Mobile Banking application. Prospective debtors will receive real time notifications via electronic mail in the form of information on the code number for their BNI Griya online application. BNI Griya processing will be supported by 17 regional offices and 2,245 BNI outlet networks throughout Indonesia. 


For more information, please contact:

BNI Corporate Secretary

Phone: 021-5728387



News Archive