03/05/2024. In the midst of increasingly tight business competition, efficiency and optimization of working capital are the main keys for business actors to preserve and enhance profitability.
Realizing this, PT Bank Negara Indonesia (Persero) Tbk (BNI) presents an innovative and integrated Supply Chain Financing (SCF) solution to answer the financing needs of business actors, both corporations and MSMEs.
This BNI SCF scheme offers various benefits, including convenience and security in document transactions, certainty of faster receipt of invoice payments, easy invoice reconciliation, real-time transaction monitoring, a variety of invoice payment options, and seamless integration with corporate systems or corporate partners.
"BNI SCF is here to help business actors, especially MSMEs, in managing their needs while being connected to financing. By utilizing SCF, they no longer need to be burdened with debts and can focus on growing their business," said BNI Digital Integrated Transaction Banking Director Hussein Paolo Kartadjoemena.
BNI SCF offers numerous flexible financing schemes, including Supplier Financing, which is an invoice financing facility for corporate partners that act as sellers/suppliers, allowing buyers to pay sellers' trade billing invoices more rapidly.
There is also a Distributor Financing scheme, which is an invoice financing facility for corporate partners as buyers/distributors so that the buyer's trade debts to the seller can be paid on time.
Next is Payable Financing, which is an invoice financing facility for corporations as buyers so that trade debts to sellers can be paid faster than the invoice due date.
The last is Receivable Financing, which is an invoice financing facility for companies as sellers that allows accounts receivable to buyers can be paid ahead of the invoice due date.
Paolo further said, to support the smooth and efficient SCF process, BNI has developed the BNI Financial Supply Chain Management (FSCM) Next Gen platform.
This digital platform enables fast and well-monitored disbursement and settlement processes, which can be accessed from anywhere and at any time.
With BNI FSCM Next Gen, corporations and corporate partners will be pampered with accurate information needed in real-time, both at a high level and in detailed data.
"BNI Supply Chain Financing is a win-win solution for companies and their partners. Business process efficiency and optimal profitability can be achieved easily and quickly," he concluded.